Individual and Family Health Insurance Plans – Oklahoma
Individual, Family & Self-Employed Plans Quote
Oklahoma Health Insurance Options
Picking the right health insurance can be tough. That’s why we offer three main types of health insurance for individuals and families in Oklahoma: Affordable Care Act (ACA) plans, short-term plans, and alternative options. Each type has different choices to fit your needs and budget.
These are great health insurance options if you are self-employed, not offered employer coverage, or find your employer coverage too expensive.
We want to make it easy for you. We’ll help you understand what each plan offers so you can select the best one for you and your family. Take a look at the different types of health insurance below.
Affordable Care Act Plans
Affordable Care Act (ACA) plans, also known as major medical, comprehensive coverage, the Marketplace, or “Obamacare,” are among the most comprehensive health insurance options available. These plans meet all ACA requirements and offer extensive coverage for a wide range of health care services, both inpatient and outpatient.
If you have a chronic illness or face a medical emergency, ACA plans can protect you from overwhelming expenses. They can save you money on regular doctor visits, prescription medications, preventative care, hospital stays, and more. ACA plans are available to almost everyone, and you can’t be denied coverage due to preexisting conditions.
Affordable Care Act plans are usually a great health insurance option for self-employed individuals and families in Oklahoma due to the savings they qualify for.
Short-Term Plans
Are you currently between jobs, outside of the Open Enrollment Period (OEP), or just looking for coverage in case of a major health event? Temporary health insurance (also known as short-term medical insurance) might be a suitable option for you.
However, it’s important to note that short-term plans do not meet ACA requirements and may not cover all or any of your medical needs. Be sure to read the plan details carefully before applying. Additionally, short-term plans are not eligible for government subsidies like ACA plans.
For an in-depth understanding of Short-Term medical plans, check out our comprehensive guide that explains how these plans work.
Alternative Options
ACA or short-term medical plans aren’t the perfect fit for everyone. We offer alternative options for those who may not be a good fit. These options can be a great option for those who:
- Don’t receive many tax credits for ACA plans
- Are generally healthy
After assessing your situation, we’ll help you determine if alternative options may be a good fit.
Why Oklahoma Health Options?
Expert Guidance – Our Oklahoma health insurance specialists have an in-depth understanding of the products available to Oklahomans.
Wide Range of Choices – We provide access to a diverse selection of plans from multiple insurance carriers, ensuring you have a variety of options to meet your needs.
Ongoing Support – Our commitment doesn’t end with enrollment. We offer continuous support throughout the year to assist with any issues or questions that arise.
Call (405) 546-2000
today or to schedule your FREE consultation